Affordable housing · Fiji

Homes people can afford, on land that stays in the family.

Fiji Homes turns under-used iTaukei land into serviced lots and cyclone-rated homes — with the landowning mataqali as a real equity partner, not just a landlord.

25%+ mataqali equity TLTB lease path FNPF + grant stack Land never sold

The problem

Fiji is short of serviced, tenure-secure land — not short of people who want a home.

~1,600

new dwellings needed every year, for 30 years, mostly in the Suva–Nausori and Nadi–Lautoka corridors

~24%

of urban Fijians live across 250+ informal settlements

87%

of Fiji's land is iTaukei customary land — the realistic fix runs through landowners, not around them

30 yrs

since the Public Rental Board's housing stock last grew; the Housing Authority's 5-year plan is heavily back-loaded

Figures from the Fiji Homes project dossier (May 2026), compiled from public Fiji sources. Re-verify before quoting externally.

The model

One venture that captures value at every stage — land, build, materials and finance.

Land

Customary land unlocked through TLTB leases and a genuine partnership with the landowning unit. No project starts before reserve status and sitting tenants are checked.

Build

Prefabricated / steel construction: faster, cheaper, cyclone-resilient, and in line with the Housing Authority's procurement direction.

Materials

Bulk sourcing and modular supply routes to break the local materials squeeze and keep the price of a home down.

Finance

Buyer-side support stacked together: grants, the FNPF Mataqali Housing Scheme and low-rate mortgages, so a working family can actually complete.

The mataqali holds a real stake (25% or more) through a constituted unit entity. That aligns everyone from day one and is the only path that unlocks Fiji's indigenous-equity tax incentive.

For landowners (mataqali)

Five ways to partner. You choose the one that fits your unit.

Structure 1

Lease only

The simplest deal. A TLTB lease, a premium up front and annual rent. No involvement in the development.

Structure 2

Revenue share

Lease plus a contractual share of sales revenue. More upside than rent alone, without taking on project risk.

Structure 3 · recommended

Equity joint venture

Land goes in as equity and the mataqali holds 25% or more of the project company. Profits are shared as owners, and the indigenous-equity tax incentive applies.

Structure 4

Staged joint venture

Land as equity now, with options to grow the stake as the project proves itself.

Structure 5

Community trust

Returns flow into a trust for the whole unit — schooling, water, church, village projects — rather than to individuals.

Three ways you get paid

Lease premium and annual rent
A share of sales revenue
Profit as a part-owner of the project

Every structure is a draft for discussion. Nothing binds until a Fiji-admitted lawyer has converted it and TLTB has approved it.

Before any spend: reserve status confirmed with TLTB, sitting tenants identified, landowner consent recorded, and a bose held with the whole unit. Past iTaukei land projects have stalled for years on exactly these points.

For buyers

A serviced lot, or a lot with a home on it — priced for working families.

Serviced lots

Road, water, power and drainage in place. A secure long-term lease you can build on and borrow against.

Lot + home

A prefabricated, cyclone-rated home delivered on the lot, ready to move in.

Help to finance

We stack every route open to you: government grants, the FNPF Mataqali Housing Scheme and bank mortgages, and walk you through the paperwork.

No site has been released yet. Register now and you will be first to hear when lots open in your corridor.

For investors, lenders and development partners

A tested capital stack, built for Fiji.

How a project is funded

Developer equity — Dimau Construction Pte Ltd
Mataqali equity — the land, valued and contributed as a 25%+ stake
Development and working-capital debt — Fiji Development Bank and commercial lenders
Buyer-side subsidies — grants, FNPF Mataqali Housing Scheme, low-rate mortgages
Scale capital — PPP, donor and IFC-type concessional money for larger phases

What is ready today

Formal business plan for TLTB, FDB and donors
Live feasibility model — open the online version
Landowner partnership package and a 17-clause draft heads of agreement
Five deal-structure templates, comparison matrix and per-deal checklist
Cover letters for TLTB, FDB and development partners

Every figure is illustrative until replaced with quoted costs and a confirmed sales schedule.

Tools

Run the venture, not a spreadsheet.

VANUA — property management

Land parcels, TLTB leases, development stages, lot sales and tenancies in one place. Runs in your browser, exports to a file, nothing leaves your device.

Open VANUA

Feasibility model

Change the yellow inputs — lots, costs, prices, debt, equity split — and see development cost, cash flow, peak funding, returns and the mataqali's share recalculate.

Open the model

Questions

Common questions about land, tenure and the model.

What is iTaukei land and why does it matter?

About 87% of Fiji's land is iTaukei customary land, owned communally by mataqali (clan units) and administered by the iTaukei Land Trust Board (TLTB). It cannot be sold, only leased. Any serious housing solution in Fiji has to work with this system, not around it.

How does the mataqali benefit from a Fiji Homes project?

Through a combination of lease premiums, annual rent, revenue sharing and — in our recommended structure — real equity ownership of the project company. The mataqali's land is valued and contributed as a 25%+ stake, which also unlocks Fiji's indigenous-equity tax incentive. Returns can flow to individuals or into a community trust for shared priorities like schooling and infrastructure.

What role does TLTB play?

TLTB administers all iTaukei land leases. No development proceeds without TLTB approval of the lease terms and the partnership structure. We confirm reserve status and any existing tenancy before approaching TLTB, and we do not begin any spend until the lease path is clear.

Who can buy a lot or home?

Any Fiji resident. Lots are sold with a long-term lease (not freehold), and we help stack the available financing: government grants, the FNPF Mataqali Housing Scheme, and bank mortgages. The goal is to make it possible for a working family earning a combined FJD 40,000–80,000 a year to complete.

Are there any sites open right now?

Not yet. The first site is being identified in the Suva–Nausori corridor. Register your interest and you will be the first to know when lots open.

What is the feasibility model?

A live, browser-based financial model you can run yourself. Change the inputs — number of lots, build costs, sale prices, debt terms, equity split — and it recalculates development cost, cash flow, peak funding, returns and the mataqali's share. Every figure is illustrative until replaced with real quotes. Open the model.

What is VANUA?

VANUA is our browser-based property management tool built for Fiji conditions. It tracks land parcels, TLTB leases, development stages, lot sales and tenancies. It runs entirely in your browser — nothing leaves your device, and you can export your data at any time. Open VANUA.

Tell us who you are and we will come back to you.

Who is behind it

Dimau Construction Pte Ltd

The companies

Dimau Construction Pte Ltd (Co. No. 2025RC000128) — developer and operating company.
Dimau Group Pte Ltd (Co. No. 2025RC000122) — holding company.
Both registered in Fiji, February 2025. Director: Donovan Christopher Fong Dimau.

What happens next

Confirm company standing on the ROC portal and settle outstanding share capital.
Engage a Fiji-admitted lawyer to constitute the mataqali's holding entity and finalise the incentive structure.
Identify the first site and confirm reserve status with TLTB before any spend.
Load real builder quotes and a sales schedule into the feasibility model.
Apply to Investment Fiji for provisional incentive approval, then approach FDB and TLTB.